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Trusted Loans

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Fast, paperless & reliable loan process

Loan Apply Process

Apply for a loan in 5 minutes

Instant Loan Approval

Get your loan approved within minutes with a smooth and hassle-free process

Secure & Trusted System

Easy Loan Process

• 100% paperless application

• Approval within minutes

Safe & Transparent

• No hidden charges

• Secure data protection

About Us

Shankar Fininvest Private Limited

Penny Drop is a digital lending platform operated by Shankar Fininvest Private Limited, an NBFC-ICC (Investment and Credit Company) registered with the Reserve Bank of India. We are classified under the NBFC Base Layer under RBI's Scale-Based Regulation (SBR) framework.

Our mission is to provide responsible, transparent, and accessible short-to-medium-term personal credit to salaried individuals across India, while adhering to the highest standards of fair lending, data privacy, and customer protection.

Company
Shankar Fininvest Private Limited
CIN
U74899DL1995PTC067650
RBI CoR
B-14.02178
NBFC Category
NBFC-ICC, Base Layer
Reg. Office
160, First Floor, Gaffar Market, Karol Bagh, New Delhi, 110005
Support Hours
Mon–Sat, 10:00 AM – 6:30 PM IST
Shankar Fininvest Private Limited Representative

Grievance Redressal

We are committed to resolving all customer concerns within the timelines
prescribed by RBI. If you have a complaint, please follow the escalation path below.

Step 1 · Customer Carecare@pennydrop.inAvailable: Mon–Sat, 10:00 AM – 6:30 PM IST
Step 2 · Grievance Redressal OfficerSambhav Guptagro@pennydrop.inResolution within 30 days of receipt
Step 3 · Nodal OfficerSambhav Guptanodal.officer@pennydrop.in

Your Trusted
Loan Partner

Get safe loans with fast approval, easy steps, and quick funds when you need them most.

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Quick Loans, Zero Stress

Get funds quickly with a simple and reliable process

Our Key Highlights

Fast, simple, and reliable loan experience designed for your convenience

100%

Paperless
Process

5 Min

Quick Loan
Apply

Instant

Approval
Decision

24/7

Easy
Access

1L+

Happy Customers

5 Mins

Instant Processing

99%

Trusted Approval

Step Into Smarter Borrowing

Experience quick, secure, and hassle-free loans tailored to your lifestyle. From instant approvals to seamless processing, everything is built for your convenience.

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What Our Customers Say

Sumit B.
★★★★★

"The application process was smooth from start to finish. I could track every step, and the funds were disbursed soon after approval. Pennydrop made borrowing stress-free."

SB

Sumit B.

Verified Borrower • Delhi

Sumita A.
★★★★★

"The KFS clearly showed me exactly what I'd repay – no surprises. Got the money within a few hours of my application being approved. Process was completely transparent."

SA

Sumita A.

Verified Borrower • Delhi

Yash K.
★★★★★

"Everything was digital. I liked the interest rate and all charges explained before I confirmed without issues. Will use again if needed."

YK

Yash K.

Verified Borrower • Mumbai

Receive quick cash when you need it most.

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